{"id":3036,"date":"2026-06-16T10:53:48","date_gmt":"2026-06-16T08:53:48","guid":{"rendered":"https:\/\/lieblingundschatz.de\/blog\/money-in-a-partnership-how-to-achieve-financial-fairness\/"},"modified":"2026-06-16T11:02:50","modified_gmt":"2026-06-16T09:02:50","slug":"money-in-a-partnership-how-to-achieve-financial-fairness","status":"publish","type":"post","link":"https:\/\/lieblingundschatz.de\/en\/blog\/money-in-a-partnership-how-to-achieve-financial-fairness\/","title":{"rendered":"MONEY IN A PARTNERSHIP: HOW TO ACHIEVE FINANCIAL FAIRNESS"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3036\" class=\"elementor elementor-3036 elementor-3030\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4977bee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4977bee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c188c05\" data-id=\"c188c05\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e977331 elementor-widget elementor-widget-text-editor\" data-id=\"e977331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Money is one of the most common topics of dispute in relationships. <em>Liebling &#038; Schatz<\/em> explain how couples create financial fairness and resolve conflicts constructively.<\/h2><p> <\/p><p><strong>Content:<\/strong><\/p><ul><li><strong>Why money is so emotional<\/strong><\/li><li><strong>Equal is not always fair<\/strong><\/li><li><strong>Four money traps that many couples fall into<\/strong><\/li><li><strong>When it&#8217;s actually about something else<\/strong><\/li><li><strong>What can help couples<\/strong><\/li><li><strong>Fairness is more important than perfection<\/strong><\/li><\/ul><h2> <\/h2><p>&#8220;I earn less, but I take care of the children, organize our everyday life and keep everything together here. Nevertheless, sometimes I have the feeling that my work doesn&#8217;t count at all.&#8221; When Jasmin utters this sentence in couples counselling, it becomes quiet. Her husband Thomas looks at her in surprise. &#8220;But we divide everything fairly,&#8221; he replies. After all, he pays the larger part of the rent and bears the cost of the car.    <\/p><p>What at first sounds like a dispute about money quickly turns out to be something else. It&#8217;s about appreciation, equality and the question of what each individual does for the relationship. <\/p><p>Jasmin and Thomas are not alone with this topic. Money is one of the most common conflict topics in partnerships. And it&#8217;s rarely just about numbers in the account.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce7a8c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce7a8c7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f649620\" data-id=\"f649620\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f14fbe8 elementor-widget elementor-widget-heading\" data-id=\"f14fbe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why money is so emotional<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c0ad9f elementor-widget elementor-widget-text-editor\" data-id=\"5c0ad9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Those who talk about money often also talk about security, freedom, responsibility and recognition. Every person brings their own experiences and beliefs to a relationship. Some have grown up with the principle of being thrifty, others have learned that money is there to enjoy life.  <\/p><p>Different ideas are therefore completely normal. It only becomes problematic when expectations remain unspoken or one of the partners feels permanently disadvantaged. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8874184 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8874184\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-365a84a\" data-id=\"365a84a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb1cc6e elementor-widget elementor-widget-heading\" data-id=\"fb1cc6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Equal is not always fair<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56b5fa5 elementor-widget elementor-widget-text-editor\" data-id=\"56b5fa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Many couples follow a strict 50:50 split. Both pay half of the joint expenses. What seems fair at first glance, however, can quickly lead to tensions.  <\/p><p><strong>Because equality does not automatically mean justice.<\/strong><\/p><p>If one partner earns significantly more or cuts back on work because of the children, sharing half of the costs with different incomes can be perceived as unfair. In addition, unpaid services such as childcare, household organization or caring for relatives often remain invisible \u2013 even though they are indispensable for life together. <\/p><p><strong>Financial fairness therefore does not mean that both contribute exactly the same amount.<\/strong>  Rather, it is a matter of finding a solution that is experienced by both as fair.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d10daed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d10daed\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9fa635f\" data-id=\"9fa635f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d4fc9f elementor-widget elementor-widget-heading\" data-id=\"5d4fc9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Four money traps that many couples fall into<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7d6917 elementor-widget elementor-widget-text-editor\" data-id=\"c7d6917\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Money is not talked about<br\/><\/strong>For fear of arguments, many couples avoid the topic. But unspoken expectations do not disappear. They grow \u2013 and often discharge elsewhere.  <\/p><p><strong>Invisible achievements are overlooked<br\/><\/strong>Anyone who takes care of children, the household or relatives makes an important contribution. If there is a lack of recognition for care work, frustration quickly arises. <\/p><p><strong>One person bears all the responsibility<\/strong><strong><br><\/strong>If only one partner takes care of accounts, insurance, and finances, an imbalance can arise. Transparency creates trust. <\/p><p><strong>Money becomes a power factor<br\/><\/strong>Where financial dependencies arise, the feeling of being on an equal footing often suffers. However, a partnership needs the experience of pulling together. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1ec2c15 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1ec2c15\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a12ffab\" data-id=\"a12ffab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-151aea0 elementor-widget elementor-widget-heading\" data-id=\"151aea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When it's actually about something else<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53cd8ce elementor-widget elementor-widget-text-editor\" data-id=\"53cd8ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In couples counseling, it has been shown again and again that deeper questions are often hidden behind arguments about money.<\/p><ul><li>Do I feel <a href=\"https:\/\/lieblingundschatz.de\/en\/blog\/seeing-your-partner-and-feeling-seen\/\"><strong>seen<\/strong> <\/a>and valued?<\/li><li>Will my achievements be recognised?<\/li><li>Can we rely on each other?<\/li><li>Are we really a team?<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be85729 elementor-blockquote--align-right elementor-blockquote--skin-border elementor-widget elementor-widget-blockquote\" data-id=\"be85729\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\t\"It is not uncommon for it to be less about euro amounts than about the need for fairness and solidarity.\"\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"e-q-footer\">\n\t\t\t\t\t\t\t\t\t\t\t<cite class=\"elementor-blockquote__author\">Stefan von Liebling &amp; Schatz<\/cite>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c8da43a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c8da43a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-996df5e\" data-id=\"996df5e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f9d7e54 elementor-widget elementor-widget-heading\" data-id=\"f9d7e54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What can help couples<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63311b9 elementor-widget elementor-widget-text-editor\" data-id=\"63311b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There is no one-size-fits-all formula for shared finances. Some couples prefer separate accounts, others prefer a joint account, or a combination of both. It is not the model that is decisive, but that both partners feel comfortable with it.  <\/p><p>Regular discussions about questions such as:<\/p><ul><li>What does money mean to me?<\/li><li>What do I feel is fair?<\/li><li>What common goals do we have?<\/li><li>How do we deal with different incomes?<\/li><li>What wishes and worries do we have?<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d0a1b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d0a1b7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2a5eb7\" data-id=\"a2a5eb7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-02080c1 elementor-widget elementor-widget-heading\" data-id=\"02080c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion: Fairness is more important than perfection<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16a55a0 elementor-widget elementor-widget-text-editor\" data-id=\"16a55a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Financial fairness in relationships does not mean that everything has to be divided exactly equally. Rather, it is about finding solutions together that fit the individual life circumstances and are perceived as fair by both partners. <\/p><p><strong>When money becomes a controversial topic again and again<\/strong><\/p><p>Different ideas about money are quite normal in a relationship. However, if discussions about joint finances become increasingly burdensome or if there is a feeling that important issues are always going in circles, it can be helpful to take a closer look together. <\/p><p>In couples counseling, it has been shown again and again that behind conflicts over money there are often questions of appreciation, equality and mutual understanding.  <strong>Couples do not have to deal with these issues alone.<\/strong><\/p><p>If you recognize yourself in some of the situations described and would like more clarity, understanding and a constructive approach to financial issues, we will be happy to accompany you. Get <a href=\"https:\/\/lieblingundschatz.de\/en\/contact\/\"><strong>in touch<\/strong> <\/a>with us \u2013 together we can create new future perspectives and individual solutions that fit your relationship. <\/p><p>Would you like to learn more about couples therapy with us? Then feel free to take a look <a href=\"https:\/\/lieblingundschatz.de\/en\/#Leistungen\/\">here <\/a>. <\/p><p> <\/p><p><em>Note: For reasons of confidentiality, names and individual details have been anonymized or changed.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf2f534 elementor-widget elementor-widget-text-editor\" data-id=\"bf2f534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><em>Photo credit: Unsplash\/Priscilla du Preez<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Money is one of the most common topics of dispute in relationships. Liebling &#038; Schatz explain how couples create financial fairness and resolve conflicts constructively. Content: Why money is so emotional Equal is not always fair Four money traps that many couples fall into When it&#8217;s actually about something else What can help couples Fairness [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[117,111,103,105,101,99],"class_list":["post-3036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-unkategorisiert","tag-communication","tag-dispute","tag-pairs","tag-partnership","tag-problems","tag-relationship"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Liebling + Schatz &#8212; MONEY IN A PARTNERSHIP: HOW TO ACHIEVE FINANCIAL FAIRNESS | Paartherapie M\u00fcnchen<\/title>\n<meta name=\"description\" content=\"Paartherapie, Eheberatung und Familientherapie in M\u00fcnchen: systemische Beratung und Therapie. 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